We are a team of old and new faces but who have a few things in common – a desire to get the best financial solution for you (financial advisers) a desire to work tirelessly to help you get the right mortgage for you to secure your home (mortgage advisers) and a recognition that professionalism counts, in all matters.
Ross is the Managing Director of Brighter Financial Services Ltd
Ross originally trained to be a scientist with an agro-chemical firm but decided to switch careers to become a financial adviser over 15 years ago. After many hours study and countless exams, Ross has now become chartered, earning himself the title of Chartered Financial Planner.
Ross’s key aims are two-fold for the business— to ensure that the product and service offering is current, cost-effective and meets the needs of the client market. Secondly, to maintain and continually evaluate a service proposition that engages the client at every step in the financial planning journey.
Ross is married with two school-age boys. Ross is a big believer in taking part and has cycled the Tour de Yorkshire as an amateur. He loves the Yorkshire hills for this reason and never misses a chance to cycle out with friends, when he is not transporting his own boys on their activities!
Statement of Professional Standing
Advanced Diploma in Financial Planning
Diploma in Financial Planning
Certificate in Financial Planning, 1, 2, 3.
Certificate in Mortgage Advice
Certificate in Life and Pensions Advice
Member of CII
Member of PFS
Financial Qualifications
AF2- Business Financial Planning
AF3- Pension Planning (inc.Occupational)
AF4- Investment Planning
AF5-Financial Planning Process
JO4- Pension Funding Options
JO5- Pension income qualification
MAQ_ Mortgage Advice Qualification
RO2- Investment Principles and Risk.
John is the Operational Director of Brighter Financial Services Ltd
John manages the operational processes for the practice ensuring alignment of resources with key business development objectives .John carries his own client bank and is responsible for adviser development to meet key strategic targets.
He is currently supporting the business development team to help create a later life financial planning proposition.
John is married with two grown up sons and loves the Calder Valley where he lives, both in terms of the characters he meets, in the course of his work, and the fabulous rolling green hills of the countryside.
John loves cycling, stand- up comedy, walking and socialising.
Statement of Professional Standing
Member of CII
Member of PFS
Diploma in Financial Planning
Financial Planning Certificate, 1, 2, 3.
Certificate in Mortgage Advice
Certificate in Life and Pensions
Award in Long Term Care Insurance
CII Advanced Mortgage Professional with Equity Release
Financial qualifications
JO8- Financial Planning practice
MAQ-Mortgage Advice Qualification
R01-Regulation, Legislation and Code of Ethics.
RO4-Pensions and Retirement Planning
CF1- Regulation and Ethics
CF3-Financial Protection
CF4-Retirement Planning
CF5-Integrated Financial Planning
CF8-Long Term Care Insurance
Bradley joined the practice in May 2017 and is a newly qualified financial adviser looking to be able to support clients with a full financial planning service.
He has achieved recognition in previous roles through his excellent customer service and we are pleased to have him on board to help support our clients achieve the best financial outcomes for their needs. Client engagement is an area we wish to excel in and Bradley will be working with our clients to ensure that they receive the service we want to offer and the one we know they expect from us.
Bradley has recently got the golfing bug and tries to play at least once a week. He also enjoys skiing and would like the gap between skiiing holidays to be much shorter. Having got married last year and bought a family home, Bradley feels he may now have less time for these things as DIY and gardening feature on the agenda!
Bradley’s Professional Qualifications
Member of PFS
CII Certificate in Mortgage Advice
CII Diploma in Regulated Financial Planning
LIBF Certificate in Financial Administration and Planning
LIBF Certificate in Retail Banking Conduct of Business
Bradley’s Financial Qualifications
AF3-Pension Planning (inc.Occupational)
R01-Financial services, regulations and ethics
R02-Investment principles and risk
R03-Personal taxation
R04-Pensions and retirement planning
R05-Financial Protection
R06-Financial Planning Practice
CF6-Mortgage advice
CeFAP Units 1,2,3&4
Jonathan joined Brighter in May 2016. Jonathan is our Mortgage services manager..
Jonathan previously worked for Yorkshire Building Society where he was the top performing mortgage adviser for two years in a row. Jonathan was awarded the highest accolade in all areas of the customer experience.
Using this experience, Jonathan has helped to build our mortgage service at Brighter where we provide a client-centre approach to first time buyers, existing clients wanting to re-mortgage and protection clients.
Jonathan lives with his partner, Jo and their two children and enjoys supporting Leeds United whenever he has some free time!
Professional Qualifications
Institute of Financial Services (IFS)
Financial Qualifications
Full Ce-MAP (Mortgage advice and Protection)
Kerrie joined Brighter September 2018. Kerrie is our Mortgage & Protection Adviser and/Wills Service Adviser..
Kerrie has around 18 months experience within Financial Services and is excited to build on her knowledge as well as learning everything there is to know about the Mortgage Industry.
Kerrie lives with her husband Kieron and her two daughters Ellie & Eadie.
Professional Qualifications
R01 Financial Services, Regulations and Ethics
CF6 Mortgage Advice
Kerrie has full CII Membership and is a member of the Institute of Professional Will Writers
McCauley joined Brighter in November 2018. He is our Financial Services Case Manager, having previously worked as a second-charge mortgage adviser..
McCauley supports the mortgage services team to assist with the processing and management of mortgages on behalf of clients.
McCauley is from the Rossendale Valley in Lancashire and has lived there his entire life. McCauley loves to travel and enjoys socialising with friends at the weekend.
Professional Qualifications
CeMAP (Certificate in mortgage advice and practice)
Karen is our Financial Practice Manager.
Karen is responsible for the day to day management of the practice and works closely with the Directors, supporting them with case management for pensions and investments.
When there are any new changes that happen within the practice, Karen makes sure that they are implemented smoothly and effectively. Karen also assists the Business Development Manager to ensure that the practice is up to date with any compliance needs, in line with FCA requirements.
Karen is married to John and has 2 grown up sons. In her spare time she enjoys spend time with her family and walking their dog.
Nicola is our Financial Practice Administrator.
Nicola supports Karen in the day to day administration for the practice. She also works closely with Jonathan, the mortgage adviser, helping with the processing of cases and general case management work. Alongside Karen, Nicola helps with business development, supporting the advisers with the introduction of new processes and practices.
Ian works as the Financial Planning Co-ordinator for Brighter Financial Services Ltd
Maintaining day to day support for the advisers, he also works within the business development team, working “front of house” to support the co-ordination of projects that will enable us to continually provide excellence to our clients in the area of financial services.
Ian has one teenage daughter and enjoys socialising. He is a larger than life character who is a regular part of the cast at his local amateur dramatics society.
The pantomime is a regular feature for the Brighter entertainments schedule!
Professional Qualifications
IFS Level 3 Certificate in Financial Administration and Planning
Mary joined the business in April 2015. She has previously worked in project management and service start – up roles and brings these skills to Brighter.
Her role is to build on the solid foundation of excellent customer relations and service and create a strategy for the business which is evolving and sensitive to the needs of clients within the current financial market place.
Mary is involved in all areas of process, technological and service development and maintains responsibility for business compliance. She also ensure that Brighter continues to have client appeal through the development of a tailored marketing brand.
“I have come from the health sector to join financial services.
I would describe myself as a novice in the world of finance, albeit that I have worked on large projects within the banking sector, as part of my occupational health management practice.”
The health sector has similar levels of information for service users but what is different is that it is not faceless information. My role is to remove barriers and ensure that our person-centred marketing strategy is exercised in all we deliver to clients, both in terms of how we market our services to clients and how we manage their needs in the client-business relationship”