01422 832100
Client Exchange

Mortgages and Insurance

Mortgageteam

When we arrange a mortgage for you, this is what you can expect to receive:

A friendly team who go out of their way to get the best deal for you:

Meet from left to right, McCauley, financial services case manager, Kerrie, mortgage advisor and Jonathan, mortgage services manager

Contact details for the team:

Jonathan: 07715663885, Kerrie: 07394855337, McCauley: 01422 832100

How they can help you:

Typical Mortgage and Protection Service

  • End to end support with the arrangement of the most cost-effective mortgage for you
  • Tireless attention to getting a mortgage for you when you have a poor credit history
  • Post Implementation mortgage follow-up to ensure that it implemented in accordance with the offer
  • Charges for this service: £395.00 but with £100 deduction if you apply for protection with us. Product transfer: £150 (with same lender)

Standard mortgage service and home-buyers financial review

But our business is about financial planning and so we want to offer our mortgage clients more at no additional charge to you

There is no obligation to take this service alongside the standard mortgage service but if you want to know more then click here

Case Study - Northowram

Two happy home owners receive their dream home thanks to Brighter Financial Services

Happy Buying a house for us wasn't the plan for another year or so, but we saw our dream home in Northowram on a Government first time buyers scheme (discount for sale property). Following a recommendation from family, we approached Brighter straight away.

This was the best decision we made.

The scheme allows you to own 100% of the property. free-hold- you just have to sell the house at the same discount you bought it at when you eventually do sell. It's a rare opportunity (especially near-by), so the proporty received a lot of interest.

Without a nudge from us, Brighter discussed the scheme with the estate agent, informing them that any buyers with a "usual" mortgage in principle wont be accepted, due to the nature of the scheme. This move is essentially what bought us the house, along with Jonathan and Kerrie's thorough research into the providers available to us

We've been completely taken aback by the amount of work the team have put in for such a small fee! We're both first time buyers and didn't understand the process. The friendly team took the time to explain everything and discussed our requirements and budgets, providing us with a whole host of options

Thank you Jonathan, Kerrie & McCauley (The mortgage team at Brighter)

Jenny Holdsworth

The Next Step

Our Our Terms of Business outlines how we will work with you and our fees.

Further information to consider when you are looking to have a mortgage can also be found in our Journey to Home Ownership Brochure

If you like what you see and think we can help you please contact the mortgage team on 01422 832100 or click here to email.

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