Buying a house for us wasn't the plan for another year or so, but we saw our dream home in Northowram on a Government first time buyers scheme (discount for sale property). Following a recommendation from family, we approached Brighter straight away.
This was the best decision we made.
The scheme allows you to own 100% of the property. free-hold- you just have to sell the house at the same discount you bought it at when you eventually do sell. It's a rare opportunity (especially near-by), so the proporty received a lot of interest.
Without a nudge from us, Brighter discussed the scheme with the estate agent, informing them that any buyers with a "usual" mortgage in principle wont be accepted, due to the nature of the scheme. This move is essentially what bought us the house, along with Jonathan and Kerrie's thorough research into the providers available to us
We've been completely taken aback by the amount of work the team have put in for such a small fee! We're both first time buyers and didn't understand the process. The friendly team took the time to explain everything and discussed our requirements and budgets, providing us with a whole host of options
Thank you Jonathan, Kerrie & McCauley (The mortgage team at Brighter)