Struggled to get a mortgage as a business owner or a sole-trader? By Jonathan Myers
Quite often clients are turned down by large lenders as they only are able to offer their own restricted range of products.
As we are independent mortgage advisers we can help find a product that suits your needs from a wide and diverse range of product providers.
As a small practice we also pride ourselves on quality of service, having the ambition and motivation to help you get what you want, without being turned down at the first hurdle.
We have robust processes in place to help you understand whether what you can borrow from a lender is actually what you can afford and will help you get what you want on this basis.
All this is so important since the Government have announced the freeze on Stamp duty for houses up to £500,000 until March 2021.
Journey to chartered - Thoughts By Bradley Parry
Being acknowledged that I have the qualifications, experience and permissions to call myself a Chartered Financial Planner is something I have been working towards for years. In addition to studying whilst working full time, life has thrown many challenges during those 8 years; open heart surgery, marriage, relocation, the birth of my first child.
I am a different person to the one that embarked on my first exam many moons ago. I write this with reflection a couple of weeks after I became chartered and I realise that I should not feel emptiness, quite the opposite in fact. I am so lucky to work in an ever changing profession, one that I never want to stop learning about so that I can be the best that I can be, for my clients, for my family and for my own personal integrity.
I encourage anyone reading this to consider a career as a financial planner, the satisfaction of being able to help clients achieve their life long ambitions that often they think are impossible is the most rewarding of all.