More than £500m has been fraudulently taken from UK bank customers this year.
People have been falling foul of:
1. Bogus websites selling products that don't exist
2. Fraudsters posing as a reputable company e.g BT, a bank, a well-known commercial enterprise to try and dupe people into accessing their on-line personal banking details and then key coding the password so that unlawful transactions can take place
3.Brute Force --a virus which electronically attempts to guess your password until it is broken.
At Brighter we take the security of our client's information very seriously but realise that it is difficult to know what to do in the face of so much theft.
What you can do to limit your risk of fraud:Always use secure messaging services to transfer personal information. General e-mail, outlook, g-mail, yahoo etc are not secure unless you can encrypt the e-mail message and contents.
Make sure your passwords are really strong and that you don't use the same one for all applications
Never give your bank details over the internet. Banks and large commercial enterprises know not to ask you for bank details either over the phone or on-line so if someone asks for them or encourages you to log into your bank details whilst you are present, cut the call.