When we arrange a mortgage for you, this is what you can expect to receive:
Standard Mortgage Service
Standard mortgage service and home-buyers financial review
But our business is about financial planning and so we want to offer our mortgage clients more at no additional charge to you
There is no obligation to take this service alongside the standard mortgage service but if you want to know more then click here
A new way for you to work with your independent financial adviser. You think about what you want from your life. We’ll think about how you can get there.
Feedback about Exchange from our clients:
Rosie Bhattacharjee “I have found the online portal and fact find really easy to use. The flow of sections has helped me focus on my priorities and inform discussion with my adviser, who can access the information ahead of our meeting.”
Jackie Hutton “I found the system really user-friendly and simple to follow and it meant that we could use the time during our meeting more productively having gathered all the relevant up-to-date data. “
We are often approached by people with many different queries about final salary pension transfers. Many of the people who approach us go on to be our clients, but not before they have done their homework and know what it is that they would like to achieve from the transfer review.
We have put together this video which is a compiled from the types of questions that our clients have asked us over the years, in relation to final-salary pension transfers. Fees and the reasons why a financial adviser is required have been addressed in the video as we operate to a strict policy of transparency and want you to have all the information you need before you decide to use our services.
However, if after seeing the video, you still have queries for us, please contact us here. We will be happy to help.
Brighter Financial Services Ltd have one aim. To support you, the client, with a comprehensive financial plan that helps achieve your financial aspirations, at every twist and turn of life’s journey.
We offer the full range of financial planning services from mortgages and insurance to pensions and investments. We can also help with IHT tax planning, Trusts, Equity Release and Wills.
We are specialists in occupational and personal pension advice and are one of the few companies in the country to have been granted authorisation from the FCA to provide advice on final salary pension schemes.
Whether it is advice you require or product management, we will ensure that when you work with us the result will be (taking account of market fluctuations) a financial portfolio that exactly matches your needs.
Margaret is 54 yrs old. She has worked in a stationery shop for the past 7 years but before this, worked for Social Services and Calming Places, a private nursing home, as a support worker, before the job became too much for her. She has a small personal pension and a final-salary pension scheme.
Margaret would like to speak to a financial adviser. These are the reasons why:
Can she get all this from an Independent Financial Adviser? With Brighter she can.
We know that financial services and products can be complicated and confusing to people. That’s why we want to invite you to look through a window to our business, giving you a pre-view of how we will work with you plus an idea of our approach to finance—clear and simple wherever and whenever we can make it like that for you.
The Frugalwoods actually do......
