Brighter Financial Services

End to end support with the arrangement of the most cost-effective mortgage for you
Tireless attention to getting a mortgage for you when you have a poor credit history
Post Implementation mortgage follow-up to ensure that it implemented in accordance with the offer
Charges for this service: Simple: £295.00, Complex adverse credit rating: £595, Product transfer: £150 (with same lender)

Standard mortgage service and home-buyers financial review

But our business is about financial planning and so we want to offer our mortgage clients more at no additional charge to you

There is no obligation to take this service alongside the standard mortgage service but if you want to know more then click here

Wildes

Click here learn more about The Wildes and our Home buyer's financial review

Introducing Client Exchange from Brighter Financial Services

Client Exchange from Brighter.

A new way for you to work with your independent financial adviser. You think about what you want from your life. We’ll think about how you can get there.

Feedback about Exchange from our clients:

Rosie Bhattacharjee “I have found the online portal and fact find really easy to use. The flow of sections has helped me focus on my priorities and inform discussion with my adviser, who can access the information ahead of our meeting.”

Jackie Hutton “I found the system really user-friendly and simple to follow and it meant that we could use the time during our meeting more productively having gathered all the relevant up-to-date data. “

Personal regulated advice from an Independent Financial Adviser

Brighter Financial Services Ltd have one aim. To support you, the client, with a comprehensive financial plan that helps achieve your financial aspirations, at every twist and turn of life’s journey.

We offer the full range of financial planning services from mortgages and insurance to pensions and investments. We can also help with IHT tax planning, Trusts, Equity Release and Wills.

We are specialists in occupational and personal pension advice and are one of the few companies in the country to have been granted authorisation from the FCA to provide advice on final salary pension schemes.

Whether it is advice you require or product management, we will ensure that when you work with us the result will be (taking account of market fluctuations) a financial portfolio that exactly matches your needs.

Meet Margaret

Margaret is 54 yrs old. She has worked in a stationery shop for the past 7 years but before this, worked for Social Services and Calming Places, a private nursing home, as a support worker, before the job became too much for her. She has a small personal pension and a final-salary pension scheme.

Margaret would like to speak to a financial adviser. These are the reasons why:

She needs help from someone to make a financial plan so that she can plan her life.
She wants to have reassurance from someone that she has the right product(s) for her which gives her high returns with low costs
She wants support from someone to help her understand the jargon and see a clear way forward to help make the most of her money
She wants to have a discussion with someone who has integrity and who she can trust.
She would like to understand more about why she should look at possibly transferring out of her final salary pension scheme.

Can she get all this from an Independent Financial Adviser? With Brighter she can.

Click here for services

A Window to our Business

We know that financial services and products can be complicated and confusing to people. That’s why we want to invite you to look through a window to our business, giving you a pre-view of how we will work with you plus an idea of our approach to finance—clear and simple wherever and whenever we can make it like that for you.

Learn More